Beware of “greenwashing” when investing your cash

Green investing has soared in popularity. Sustainable investing continues to attract UK investors, with sustainable equities drawing £12.05 billion in 2024. Additionally, 64 per cent of British consumers are willing to pay up to 10 per cent more for sustainably packaged foods and drinks. This growing demand has led many listed companies to market themselves…

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How much do you need in your emergency fund?

Emergency savings can be the financial buffer that stops short-term shocks from turning into long-term struggles. However, according to the Financial Conduct Authority (FCA), one in ten people in the UK have no cash savings at all. A further 21 per cent have less than £1,000 available for emergencies. Low savings, high risk The FCA’s…

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Are forgotten subscriptions draining your finances?

Research from Citizens Advice has revealed that than 13 million UK adults (around 26 per cent) have accidentally taken out a subscription in the past year. These range from fitness apps to food deliveries, repeat pet food orders to digital magazines. What are forgotten subscriptions really costing you? Between 2023 and 2024, the cost of…

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Time to pull out of US stocks?

President Donald Trump’s second term has ushered in a wave of protectionist trade policies, including sweeping tariffs that have rattled global markets. Since January 2025, the average US tariff rate has surged from 2.5 per cent to 27 per cent – the highest in over a century. Tariffs on Chinese imports have reached 145 per…

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Smart steps to take in an uncertain mortgage market

While the Bank of England (BOE) has started cutting the base rate in recent times, mortgage pricing remains mixed. While the base rate dropped by 0.5 percentage points between October 2024 and March 2025, average fixed mortgage rates initially climbed. However, recent market changes have seen sub-four per cent deals return for some borrowers, driven…

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