Government to target cash ISAs in the next Budget?

For millions of savers, Cash ISAs provide a safe and tax-free way to grow their savings without the risks associated with stock market volatility. The suspected move to limit the Cash ISA allowance, or potentially axe it altogether, has been viewed as an attack on responsible saving by many. The Government’s argument is that £386…

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Interest rates rising: Should you hold cash?

With rising interest rates and more competitive savings accounts, holding cash is becoming an attractive option for some. Holding cash offers stability and liquidity, safeguarding capital without the volatility of equities or property. Additionally, cash provides flexibility, especially in uncertain economies. However, inflation continues to erode the real value of cash, even with improved interest…

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Investing in AI: What are the risks?

Investing directly in companies that are heavily focused on artificial intelligence (AI) and actively integrating it into their products and services currently presents significant growth potential. This is partly due to current industry trends and the growth of individual stocks – such as Nvidia, Alphabet and Microsoft – as well as recent innovations in AI…

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Should you review your portfolio before 2025?

Christmas is a busy time, but the start of a new year is always a good opportunity to take a closer look at your investment portfolio and prepare for the year ahead. The markets have been moving fast this year, and we think they will continue to see interesting trends in the next 12 months…

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Are pensions still a worthwhile investment?

The 2024 Autumn Budget announcements made by the Government have caused many to rethink their pension strategy and whether these are still a relevant and useful long-term investment. You may be wondering, for example, whether contributing to a pension (either through work or privately) is the most tax-efficient strategy considering the alternatives – like stocks,…

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