Receiving a bonus is a reward for your hard work and dedication, but before you rush to spend it all, take a moment to consider how to make the most of this financial boost. A thoughtful approach can turn your windfall into a powerful step towards long-term financial security. Here is what we recommend: Pay…
Recently, high inflation and economic uncertainty have kept lenders cautious, meaning higher rates for borrowers. However, despite interest rates falling, this does not necessarily mean mortgage rates will follow suit. This is because lenders set mortgage rates based on more than just the Bank of England’s base rate. Factors like inflation expectations, lender risk assessments,…
Investing can be a fantastic way to grow your wealth, but it always comes with associated risks and making mistakes can increase that significantly. Here are some common errors that investors, both new and experienced, should avoid: Chasing trends It is tempting to jump on the latest hot stock or investment trend, but this approach…
Retirement is a goal that is achievable for almost everyone, but not without a comprehensive plan and financial strategy. Without one, you could find that you run out of funds to support your lifestyle in later years when the prospect of returning to work is a lot less appealing. We always suggest that you start…
Christmas is a busy time, but the start of a new year is always a good opportunity to take a closer look at your investment portfolio and prepare for the year ahead. The markets have been moving fast this year, and we think they will continue to see interesting trends in the next 12 months…
The 2024 Autumn Budget announcements made by the Government have caused many to rethink their pension strategy and whether these are still a relevant and useful long-term investment. You may be wondering, for example, whether contributing to a pension (either through work or privately) is the most tax-efficient strategy considering the alternatives – like stocks,…
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How to budget for life after work – Our retirement advice
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